Construction Insurance

Insurance Solutions Built for Construction


The construction industry is tough, competitive, and requires lots of hard work. It’s also risky, and insurance claims can often take a bite out of sometimes razor-thin profits – or even close down a business entirely. Champion Risk is the right partner for individual contractors and independent companies, national chains and more. We have nationwide capabilities and experience with franchises and multi-location businesses. Our risk managers can even help you put proactive programs in place to help avoid unnecessary claims in the future.


From general liability to bonds, we structure coverage that meets contract requirements and adapts to the pace of the jobsite.

Who We Serve

  • Glaziers
  • Tree Trimmers
  • Landscapers
  • Concrete
  • Janitorial Services
  • Remediation Services
  • Window Installers
 
  • Plumbers
  • HVAC
  • Electricians
  • Roofers
  • Contractors Equipment
  • Flooring Contractors
 

Core Services

Our knowledge extends far beyond standard commercial insurance products. We believe in a comprehensive, full-service approach to insurance placement and our account management responsibilities.

General Liability & Excess – Protects against third-party claims on and off the jobsite.
Workers’ Compensation
– Safeguards your crew.
Builders Risk
– Covers property under construction, tools, and materials.
Surety Bonds
– Fulfill bid, performance, and license requirements.
Inland Marine
– Covers mobile tools and equipment wherever the job takes you.

Why is this important?

Delays, injuries, and contract disputes can derail a project. A well-structured insurance program helps you stay compliant, competitive, and protected.

What Sets Champion Risk Apart🥇

We know the market. We know your business. And we know how to match the right coverage with the right carrier. Our broad market access and excellent loss ratios give us leverage to secure competitive terms and innovative solutions that others can’t.

  • Deep construction expertise.
  • Strong carrier relationships = better coverage + better pricing.
  • Dedicated claims advocacy that keeps projects moving.
  • Risk management programs to help prevent accidents and meet OSHA standards.
 

As a full-service brokerage, we offer commercial insurance, employee benefits, and personal coverage – all under one roof. When you work with us, you get more than a policy. You get a partner who understands your construction business and knows how to protect it.

Full Market Access

  • We work with nearly every insurance carrier that serves your industry, leveraging our low loss ratios and reputation to secure competitive pricing and flexible terms.
 

End-to-End Service

  • As a full-service brokerage, we deliver complete protection for your business, your people, and your future.