Commercial Insurance
Protecting Your Business
from the Unexpected
Champion Risk offers comprehensive commercial insurance solutions designed to safeguard your business, your people, and your bottom line. From property and liability coverage to business auto, workers’ compensation, cyber liability, and more – we work with top-rated carriers to deliver coverage that fits your operations and your risk tolerance.
With decades of experience and a proactive service model, we help you navigate exposures, manage costs, and stay prepared for whatever comes next.
Finding the right coverage
We appreciate all the elements you should consider to protect your business. Champion Risk has the depth of experience and breadth of resources to develop a thoughtful solution that guards against exposures you face now and in the future.
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Alternative Risk Financing |
Directors & Officers Liability |
Inland Marine |
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Builders Risk |
Employment Practices Liability |
Property |
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Business Auto |
Equipment Breakdown |
Surety Bonds |
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Crime |
Errors & Omissions |
Umbrella |
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Cyber Liability |
General Liability |
Workers’ Compensation |
Core Services
Our knowledge extends far beyond standard commercial insurance products. We believe in a comprehensive, full-service approach to insurance placement and our account management responsibilities. Whether you’re on Main Street or Wall Street, we choose to reinvest our revenues in resources designed to provide long-term benefits to you and all aspects of your business.
Why is this important?
- Highly focused brokerage advice and personalized service.
- Top quality risk management programs that get results and minimize your total cost of risk.
- Services are delivered in a customized plan, uniquely designed to meet the specific needs of your business.
- We hold ourselves accountable for delivering what we promise.
Loss Control & Safety
The best way to keep insurance costs down is by identifying and mitigating risks. Our Loss Control team can conduct a thorough analysis of your operations – past, present, and future. When you partner with us, we can help you manage your risk, build positive ratings with regulatory agencies, and establish a favorable claims history.
Some of the services available in a customized plan uniquely designed for your specific set of needs:
- Safety + Injury & Illness Prevention Program (IIPP) Reviews
- Cal OSHA Compliance audits
- Mandatory Labor Law and Safety Postings
- Employee Handbook review
- Human Resources Hotline On-Call Service
- Safety training tools and workshops
Claims Advocacy
Our Claims advocacy team can help manage and simplify the complex course of a claim, working directly with you, your claim service provider, and other key partners. Our team can work to ensure appropriate resources are implemented to help reduce overall costs and apply viable resolution strategies at the appropriate time. This measurable, sustainable, and customizable approach can help drive down the total cost of risk.
Our claims management services can include:
- claims advocacy
- claims reviews
- developing claims handling strategy
- legal correspondence
Building an Integrated Risk Strategy
Transfer Risk
We help you find the insurance carriers and plans that fit your exact needs. Take the mystery out of underwriting and secure the best rates and coverage.
Mitigate Risk
The best way to keep insurance costs down is by identifying and mitigating risks. Our Loss Control team can conduct a thorough analysis of your situation.
Manage Risk
We can help you manage your risk, build positive ratings with regulatory agencies, and establish a favorable claims history.
Strategic solutions for the success of your business
From Property and General Liability to Management Liability – and everything in between – we deliver comprehensive solutions that protect the future of your business and help you thrive.