Sports & Leisure Insurance
Keeping your Business in shape
Insurance that moves with you.
Your business is built around performance, wellness, and connection. But when something goes wrong, having the right protection in place keeps you in the game. Champion Risk delivers insurance programs designed for gyms, studios, spas, and sports facilities, with tailored support that flexes with your operations.
Insurance Solutions Built for Sports & Leisure
Specialized insurance. Smarter service. Stronger outcomes.
Who We Work With
We insure a wide range of Sports & Leisure businesses, including:
- Gyms & Health Clubs
- Boutique Fitness Studios
- Yoga & Pilates Studios
- Martial Arts Dojos
- Indoor Sports Facilities
- Spas & Salons
- Franchises & Wellness Chains
We partner with owners, operators, and franchisees across the wellness, fitness, and recreation industries to build policies that protect people, property, and reputation.
Lines of Coverage
General Liability – Protection for slip-and-fall incidents, equipment injuries, and guest claims.
Property & Business Interruption – Safeguards your space, equipment, and income in case of damage or closure.
Workers’ Compensation – Covers on-the-job injuries for your staff.
Cyber Liability – Protects client data, payment systems, and digital operations.
Employment Practices Liability (EPLI) – Defends against claims of harassment, discrimination, or wrongful termination.
Professional Liability – Covers instructors and coaches for errors in training, instruction, or advice.
Core Services
Our knowledge extends far beyond standard commercial insurance products. We believe in a comprehensive, full-service approach to insurance placement and our account management responsibilities.
- Claims oversight to close existing claims
- In-house Loss Control services
- Risk management consulting
Why is this important?
In the Sports & Leisure industry, your brand depends on trust, safety, and service. One incident – whether a minor injury or a major claim – can disrupt your business and reputation. We help keep you protected and prepared.
What Sets Champion Risk Apart🥇
We know the market. We know your business. And we know how to match the right coverage with the right carrier.
- Tailored Programs – Designed specifically for fitness centers, studios, franchises, and wellness spaces.
- Franchise-Friendly Options – Scalable coverage for multi-location brands or emerging concepts.
- Claims Expertise – Fast, efficient claims handling to minimize downtime and stress.
- Proactive Risk Management – In-house loss control services to reduce claims and promote safety.
- Flexible Policy Structures – Combine coverages under one streamlined program for easier management.
As a full-service brokerage, we offer commercial insurance, employee benefits, and personal coverage – all under one roof. When you work with us, you get more than a policy. You get a partner who understands your Sports & Leisure business and knows how to protect it.
Full Market Access
- We work with premiere insurance carriers that serve your industry, leveraging our low loss ratios and reputation to secure competitive pricing and flexible terms.
End-to-End Service
- We deliver complete protection for your business, your people, and your future.
Strategic solutions for Sports & Leisure businesses
From deadlifts to downward dogs – we’ll help protect what powers your business. Let’s build a custom insurance program that fits your goals.